{"version":1,"job_id":1673,"chain_id":97,"contracts":{"commerce":"0xa206c0517B6371C6638CD9e4a42Cc9f02A33B0DE","router":"0xD7d36D66d2F1B608A0F943f722D27e3744f66F25","policy":"0xd6a4217588F6B1F5657a92A3e94E6422aD771cEA"},"response":{"content":"{\"agent\": {\"name\": \"Halong Yield\", \"category\": \"yield\", \"erc8004\": \"eip155:97:0x8004A818BFB912233c491871b3d84c89A494BD9e/2647\"}, \"brief\": {\"task\": \"Compare Venus Core Pool stablecoin supply markets for a hypothetical 500 USDT allocation held for seven days. Rank by current supply APY, utilization and available liquidity; estimate earnings and gas break-even; explain risks and cite your block/data sources. This is a read-only report: do not request asset permissions or move my funds.\", \"asset\": \"USDT\", \"amount\": 500.0, \"amount_stated\": true, \"horizon_days\": 365, \"risk_tolerance\": \"medium\", \"needs_instant_liquidity\": false, \"wallet\": null, \"read_by\": \"rules\"}, \"answer\": \"Swap 500 USDT into USDC and supply it on Venus: 4.33% APY (4.30% risk-adjusted), about 21.66 over 365 days, against 18.80 for USDT on Venus. The 0.75 pp edge covers an assumed 0.05% swap cost.\", \"analyst_note\": {\"headline\": \"Best risk-adjusted home: Venus USDC.\", \"note\": \"Compared 13 stablecoin markets on Venus and Aave V3; 8 pass a medium-risk filter for this amount. Venus USDC ranks first on risk-adjusted APY (4.30%), with 84.4% utilization and 5,524,844 USDC withdrawable today.\", \"watch\": [\"Supply APYs move with borrow demand every block.\", \"Utilization above 85% would start to slow withdrawals (now 84.4%).\"], \"by\": \"template\"}, \"recommendation\": {\"protocol\": \"Venus\", \"market\": \"0xecA88125a5ADbe82614ffC12D0DB554E2e2867C8\", \"asset\": \"USDC\", \"supply_apy\": 4.3323, \"risk_adjusted_apy\": 4.2968, \"grade\": \"A\", \"expected_earnings\": 21.66, \"penalties\": [{\"pp\": 0.166, \"reason\": \"APY swung 3.75-4.92% over 7 days\"}]}, \"markets\": [{\"protocol\": \"Venus\", \"chain_id\": 56, \"asset\": \"USDC\", \"underlying\": \"0x8AC76a51cc950d9822D68b83fE1Ad97B32Cd580d\", \"market\": \"0xecA88125a5ADbe82614ffC12D0DB554E2e2867C8\", \"decimals\": 18, \"supply_apy\": 4.3323, \"borrow_apy\": 5.7451, \"utilization\": 84.356, \"liquidity\": 5524843.57, \"total_supplied\": 35315999.48, \"price\": 0.99971, \"risk_adjusted_apy\": 4.2968, \"base_apy\": 4.4628, \"grade\": \"A\", \"excluded\": null, \"penalties\": [{\"pp\": 0.166, \"reason\": \"APY swung 3.75-4.92% over 7 days\"}], \"history_7d\": {\"n\": 42, \"avg\": 4.5934, \"min\": 3.7475, \"max\": 4.9168, \"stdev\": 0.3323}, \"expected_earnings\": 21.66}, {\"protocol\": \"Venus\", \"chain_id\": 56, \"asset\": \"USDT\", \"underlying\": \"0x55d398326f99059fF775485246999027B3197955\", \"market\": \"0xfD5840Cd36d94D7229439859C0112a4185BC0255\", \"decimals\": 18, \"supply_apy\": 3.76, \"borrow_apy\": 5.3171, \"utilization\": 79.1625, \"liquidity\": 36782429.22, \"total_supplied\": 176520052.32, \"price\": 0.99867, \"risk_adjusted_apy\": 3.546, \"base_apy\": 3.595, \"grade\": \"A\", \"excluded\": null, \"penalties\": [{\"pp\": 0.049, \"reason\": \"APY swung 3.25-3.73% over 7 days\"}], \"history_7d\": {\"n\": 42, \"avg\": 3.4299, \"min\": 3.251, \"max\": 3.7309, \"stdev\": 0.0975}, \"expected_earnings\": 18.8}, {\"protocol\": \"Aave V3\", \"chain_id\": 56, \"asset\": \"USDC\", \"underlying\": \"0x8AC76a51cc950d9822D68b83fE1Ad97B32Cd580d\", \"market\": \"0x00901a076785e0906d1028c7d6372d247bec7d61\", \"decimals\": 18, \"supply_apy\": 3.1415, \"borrow_apy\": 4.2325, \"utilization\": 82.8986, \"liquidity\": 2368277.83, \"total_supplied\": 13848462.47, \"price\": 0.99967, \"risk_adjusted_apy\": 3.1813, \"base_apy\": 3.2033, \"grade\": \"A\", \"excluded\": null, \"penalties\": [{\"pp\": 0.022, \"reason\": \"APY swung 3.11-3.31% over 7 days\"}], \"history_7d\": {\"n\": 42, \"avg\": 3.2651, \"min\": 3.1146, \"max\": 3.3082, \"stdev\": 0.0443}, \"expected_earnings\": 15.71}, {\"protocol\": \"Aave V3\", \"chain_id\": 56, \"asset\": \"USDT\", \"underlying\": \"0x55d398326f99059fF775485246999027B3197955\", \"market\": \"0xa9251ca9DE909CB71783723713B21E4233fbf1B1\", \"decimals\": 18, \"supply_apy\": 3.0486, \"borrow_apy\": 4.1691, \"utilization\": 81.6875, \"liquidity\": 11929495.87, \"total_supplied\": 65144178.78, \"price\": 0.99867, \"risk_adjusted_apy\": 3.0477, \"base_apy\": 3.0617, \"grade\": \"A\", \"excluded\": null, \"penalties\": [{\"pp\": 0.014, \"reason\": \"APY swung 3.01-3.13% over 7 days\"}], \"history_7d\": {\"n\": 42, \"avg\": 3.0748, \"min\": 3.0143, \"max\": 3.1306, \"stdev\": 0.0287}, \"expected_earnings\": 15.24}, {\"protocol\": \"Venus\", \"chain_id\": 56, \"asset\": \"FDUSD\", \"underlying\": \"0xc5f0f7b66764F6ec8C8Dff7BA683102295E16409\", \"market\": \"0xC4eF4229FEc74Ccfe17B2bdeF7715fAC740BA0ba\", \"decimals\": 18, \"supply_apy\": 3.4076, \"borrow_apy\": 6.2899, \"utilization\": 61.0322, \"liquidity\": 2106647.06, \"total_supplied\": 5406107.51, \"price\": 0.99725, \"risk_adjusted_apy\": 2.4857, \"base_apy\": 3.1307, \"grade\": \"B\", \"excluded\": null, \"penalties\": [{\"pp\": 0.12, \"reason\": \"APY swung 2.39-3.37% over 7 days\"}, {\"pp\": 0.275, \"reason\": \"oracle price $0.9972, 0.28% off the peg\"}, {\"pp\": 0.25, \"reason\": \"smaller issuer\"}], \"history_7d\": {\"n\": 42, \"avg\": 2.8539, \"min\": 2.3878, \"max\": 3.3651, \"stdev\": 0.2406}, \"expected_earnings\": 17.04}, {\"protocol\": \"Venus\", \"chain_id\": 56, \"asset\": \"DAI\", \"underlying\": \"0x1AF3F329e8BE154074D8769D1FFa4eE058B1DBc3\", \"market\": \"0x334b3eCB4DCa3593BCCC3c7EBD1A1C1d1780FBF1\", \"decimals\": 18, \"supply_apy\": 2.4575, \"borrow_apy\": 5.3295, \"utilization\": 51.9504, \"liquidity\": 767426.75, \"total_supplied\": 1597152.45, \"price\": 0.99957, \"risk_adjusted_apy\": 2.1685, \"base_apy\": 2.4785, \"grade\": \"B\", \"excluded\": null, \"penalties\": [{\"pp\": 0.06, \"reason\": \"APY swung 2.42-2.87% over 7 days\"}, {\"pp\": 0.25, \"reason\": \"smaller issuer\"}], \"history_7d\": {\"n\": 42, \"avg\": 2.4995, \"min\": 2.4177, \"max\": 2.8669, \"stdev\": 0.1194}, \"expected_earnings\": 12.29}, {\"protocol\": \"Venus\", \"chain_id\": 56, \"asset\": \"USD1\", \"underlying\": \"0x8d0D000Ee44948FC98c9B98A4FA4921476f08B0d\", \"market\": \"0x0C1DA220D301155b87318B90692Da8dc43B67340\", \"decimals\": 18, \"supply_apy\": 1.6909, \"borrow_apy\": 4.8405, \"utilization\": 47.2943, \"liquidity\": 506699.04, \"total_supplied\": 961374.94, \"price\": 0.99874, \"risk_adjusted_apy\": 1.439, \"base_apy\": 1.689, \"grade\": \"A\", \"excluded\": null, \"penalties\": [{\"pp\": 0.25, \"reason\": \"smaller issuer\"}], \"history_7d\": {\"n\": 42, \"avg\": 1.6872, \"min\": 1.6837, \"max\": 1.6982, \"stdev\": 0.0037}, \"expected_earnings\": 8.45}, {\"protocol\": \"Aave V3\", \"chain_id\": 56, \"asset\": \"FDUSD\", \"underlying\": \"0xc5f0f7b66764F6ec8C8Dff7BA683102295E16409\", \"market\": \"0x75bd1A659bdC62e4C313950d44A2416faB43E785\", \"decimals\": 18, \"supply_apy\": 3.0214, \"borrow_apy\": 6.7885, \"utilization\": 90.6411, \"liquidity\": 50674.42, \"total_supplied\": 541458.74, \"price\": 0.99725, \"risk_adjusted_apy\": 1.364, \"base_apy\": 2.654, \"grade\": \"C\", \"excluded\": null, \"penalties\": [{\"pp\": 0.314, \"reason\": \"APY swung 1.74-3.02% over 7 days\"}, {\"pp\": 0.451, \"reason\": \"utilization 90.6%: exits depend on repayments\"}, {\"pp\": 0.275, \"reason\": \"oracle price $0.9972, 0.28% off the peg\"}, {\"pp\": 0.25, \"reason\": \"smaller issuer\"}], \"history_7d\": {\"n\": 42, \"avg\": 2.2867, \"min\": 1.7419, \"max\": 3.0214, \"stdev\": 0.629}, \"expected_earnings\": 15.11}, {\"protocol\": \"Venus\", \"chain_id\": 56, \"asset\": \"U\", \"underlying\": \"0xcE24439F2D9C6a2289F741120FE202248B666666\", \"market\": \"0x3d5E269787d562b74aCC55F18Bd26C5D09Fa245E\", \"decimals\": 18, \"supply_apy\": 1.9295, \"borrow_apy\": 3.7093, \"utilization\": 58.3029, \"liquidity\": 13699673.3, \"total_supplied\": 32855171.45, \"price\": 0.99892, \"risk_adjusted_apy\": 1.3281, \"base_apy\": 1.9341, \"grade\": \"B\", \"excluded\": null, \"penalties\": [{\"pp\": 0.006, \"reason\": \"APY swung 1.92-1.96% over 7 days\"}, {\"pp\": 0.6, \"reason\": \"newer or synthetic dollar\"}], \"history_7d\": {\"n\": 42, \"avg\": 1.9387, \"min\": 1.9221, \"max\": 1.9623, \"stdev\": 0.0113}, \"expected_earnings\": 9.65}, {\"protocol\": \"Venus\", \"chain_id\": 56, \"asset\": \"USDe\", \"underlying\": \"0x5d3a1Ff2b6BAb83b63cd9AD0787074081a52ef34\", \"market\": \"0x74ca6930108F775CC667894EEa33843e691680d7\", \"decimals\": 18, \"supply_apy\": 1.4903, \"borrow_apy\": 3.9201, \"utilization\": 51.2949, \"liquidity\": 18075.76, \"total_supplied\": 37112.66, \"price\": 0.99867, \"risk_adjusted_apy\": 0.3384, \"base_apy\": 1.4914, \"grade\": \"C\", \"excluded\": null, \"penalties\": [{\"pp\": 0.553, \"reason\": \"position is 2.8% of withdrawable liquidity\"}, {\"pp\": 0.6, \"reason\": \"newer or synthetic dollar\"}], \"history_7d\": {\"n\": 42, \"avg\": 1.4925, \"min\": 1.4859, \"max\": 1.4943, \"stdev\": 0.0013}, \"expected_earnings\": 7.45}, {\"protocol\": \"Venus\", \"chain_id\": 56, \"asset\": \"lisUSD\", \"underlying\": \"0x0782b6d8c4551B9760e74c0545a9bCD90bdc41E5\", \"market\": \"0x689E0daB47Ab16bcae87Ec18491692BF621Dc6Ab\", \"decimals\": 18, \"supply_apy\": 0.0, \"borrow_apy\": 0.0, \"utilization\": 24.9022, \"liquidity\": 268227.09, \"total_supplied\": 357170.58, \"price\": 0.99742, \"risk_adjusted_apy\": -0.858, \"base_apy\": 0.0, \"grade\": null, \"excluded\": \"pays nothing: no borrow demand\", \"penalties\": [{\"pp\": 0.258, \"reason\": \"oracle price $0.9974, 0.26% off the peg\"}, {\"pp\": 0.6, \"reason\": \"newer or synthetic dollar\"}], \"history_7d\": {\"n\": 42, \"avg\": 0.0, \"min\": 0.0, \"max\": 0.0, \"stdev\": 0.0}, \"expected_earnings\": 0.0}, {\"protocol\": \"Venus\", \"chain_id\": 56, \"asset\": \"BUSD\", \"underlying\": \"0xe9e7CEA3DedcA5984780Bafc599bD69ADd087D56\", \"market\": \"0x95c78222B3D6e262426483D42CfA53685A67Ab9D\", \"decimals\": 18, \"supply_apy\": 0.0, \"borrow_apy\": 0.0, \"utilization\": 0.0449, \"liquidity\": 817085.57, \"total_supplied\": 817232.96, \"price\": 1.0, \"risk_adjusted_apy\": -1.5, \"base_apy\": 0.0, \"grade\": null, \"excluded\": \"pays nothing: no borrow demand\", \"penalties\": [{\"pp\": 1.5, \"reason\": \"deprecated or thinly backed stablecoin\"}], \"history_7d\": {\"n\": 42, \"avg\": 0.0, \"min\": 0.0, \"max\": 0.0, \"stdev\": 0.0}, \"expected_earnings\": 0.0}, {\"protocol\": \"Venus\", \"chain_id\": 56, \"asset\": \"TUSD\", \"underlying\": \"0x40af3827F39D0EAcBF4A168f8D4ee67c121D11c9\", \"market\": \"0xBf762cd5991cA1DCdDaC9ae5C638F5B5Dc3Bee6E\", \"decimals\": 18, \"supply_apy\": 0.0, \"borrow_apy\": 0.0, \"utilization\": 99.9731, \"liquidity\": 1.32, \"total_supplied\": 4929.59, \"price\": 0.99831, \"risk_adjusted_apy\": -2.698, \"base_apy\": 0.0, \"grade\": null, \"excluded\": \"pays nothing: no borrow demand\", \"penalties\": [{\"pp\": 1.198, \"reason\": \"utilization 100.0%: exits depend on repayments\"}, {\"pp\": 1.5, \"reason\": \"deprecated or thinly backed stablecoin\"}], \"history_7d\": {\"n\": 42, \"avg\": 0.0, \"min\": 0.0, \"max\": 0.0, \"stdev\": 0.0}, \"expected_earnings\": 0.0}], \"wallet_plan\": null, \"method\": [\"Supply APY: Venus compounds supplyRatePerBlock daily over blocks per year measured from recent blocks; Aave compounds the per-second liquidity rate.\", \"Risk-adjusted APY = base APY (spot, blended with the 7-day average when history exists) minus itemized penalties for volatility, utilization, exit liquidity, oracle depeg and issuer tier.\", \"Risk filter 'medium' admits grades A, B.\", \"Expected earnings hold today's rate constant for 365 days; swaps assume a 0.05% cost.\"], \"risks\": [\"Supply APY is variable: it moves with borrow demand every block.\", \"Smart-contract and oracle risk of Venus and Aave V3.\", \"Stablecoin issuer and depeg risk, higher for smaller stablecoins.\", \"High utilization can delay withdrawals until borrowers repay.\"], \"data_sources\": {\"chain_id\": 56, \"block\": 130174857, \"venus_comptroller\": \"0xfD36E2c2a6789Db23113685031d7F16329158384\", \"aave_v3_pool\": \"0x6807dc923806fE8Fd134338EABCA509979a7e0cB\", \"rpc\": \"https://bsc-rpc.publicnode.com\", \"read_at\": 1793142565}, \"agent_treasury\": {\"wallet\": \"0x6108C0076cF5997aCe0Ea0c92b7f90BC17243aba\", \"chain_id\": 97, \"positions\": {\"USDT\": {\"idle\": 0.0, \"supplied_to_venus\": 995.51}, \"USDC\": {\"idle\": 0.0, \"supplied_to_venus\": 1192.7}, \"BUSD\": {\"idle\": 0.0, \"supplied_to_venus\": 0.0}}, \"activity\": \"https://testnet.bscscan.com/address/0x6108C0076cF5997aCe0Ea0c92b7f90BC17243aba\"}, \"rate_this_agent\": {\"url\": \"https://halong-yield.vercel.app/rate?job=1673\", \"how\": \"Open the link with the wallet you hired from: one transaction writes your score to the ERC-8004 Reputation Registry for this agent.\"}}","content_type":"text/plain"},"metadata":{"agent":"Halong Yield","answer":"Swap 500 USDT into USDC and supply it on Venus: 4.33% APY (4.30% risk-adjusted), about 21.66 over 365 days, against 18.80 for USDT on Venus. The 0.75 pp edge covers an assumed 0.05% swap cost."}}